Merchant Accounts  
 

Merchant account rates from 1.49%. No setup or application fee. Need to accept credit cards at your office, store or online? EMD makes it easy!

» Merchant Account Rates & Fees
 

 

This page is designed to help you compare offers, and has been split up into three sections, detailing the fees involved with each particular processing method available. 

  1. Terminal Processing - Retail businesses and professional offices where the card is present at the point of sale

  2. Software Processing - Mail order/telephone order businesses where the card is not present at the point of sale but the address can be verified and a record of the transaction is kept.

  3. Real-Time Processing - Internet merchants

For a quote specific to your business complete our free, no-obligation Online Application. 
Service Industry Standard  EMD Merchant Services
Application Fee $ 90 - $ 195 FREE 
Set Up Fee* $ 50 - $ 195 FREE* 
Conversion Fee $ 90 - $ 195 FREE 
Programming Fee  $ 50 - $ 195 FREE 
Activation Fee $ 50 - $ 195 FREE 
Site Inspection $ 50 FREE
Shipping $ 50 - $ 75 FREE
Fraud Screening $ 0.50 - $ 1.00** FREE
Amex Setup $ 50 - $ 75 FREE
Approval Time 2 - 3 weeks 1-4 Days

*Authorize.net set up only $99

**per transaction


Terminal Processing Fees

Detailed below are the fees when getting a terminal merchant account. Typically, this would be for a traditional retail merchant or professional office where the customer is present and the card is swiped. 

  • Discount Rate: 1.49%
  • Transaction Fee: .25 cents
  • Statement Fee: $10.00/mo.
  • Monthly Minimum: $20
  • Application Fee: Waived

Apply Today!

Pricing may vary depending upon business type, monthly volume and average ticket size. For a quote specific to your business, call our office or complete our free online application.  

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Software Processing Fees

Detailed below are the costs for a merchant account using a PC software program. Mail order/telephone order businesses where the card is not present at the point of sale but the address can be verified and a record of the transaction is kept.

Download a Demo Version of PC Charge. (File Size 371K)

  • Discount Rate: 2.20%
  • Transaction Fee: .30 cents
  • Statement Fee: $10.00/mo.
  • Application Fee: Waived

Apply Today!


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Real-Time Processing Fees

A real-time merchant account allows you to authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a Web browser. EMD has a variety of ecommerce applications available, please call for pricing.

Merchant Account Rate: 2.35%
Transaction Fee:  $0.30
Monthly Statement Fee: $10.00
Application Fee:  Free

Apply Today!

 

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Copyright© 2001 EMD Merchant Services, in association with MCCS, Inc. a registered ISO / MSP for the following FDIC-insured banks: Concord EFS, Paymentech, Chase Manhattan Bank, and Nova Information Services. All Rights Reserved.

 
» Increase Sales
Check Acceptance

With electronic conversion, your customer's out-of-state check is welcome! To find out more Click here

» Lower Costs
Debit Cards

Click here to find out how you can eliminate the percentage of sale fee with three simple words: "Debit or credit?"
Address Verification

Lower the risk of fraud and charge backs with new technology. If your card reader doesn't support AVS, you may be paying a higher fee. Get the info Click here  

» Company Info
About 

EMD Merchant Services

We are a trusted partner to business owners throughout the U.S., offering reliable and cost-effective POS cash management solutions including processing for all major credit and debit cards, as well as electronic check authorization.

 

merchant account rate